Services

Member Services: Designed to Simplify Your Financial Life

At Ripple Credit Union, we're more than just a place to save and borrow—we’re your financial partner. Our services are built to make managing your money easy, efficient, and accessible—so you can focus on what really matters in life.

(Some fees may apply depending on the service.)

Home Banking

Your Money, On Your Terms

Gone are the days of waiting for transactions to post or driving to a branch for every update. With Ripple CU's Home Banking, you get real-time access to your account anytime, anywhere.

  • Check balances instantly

  • Make transfers or loan payments on the go

  • See your transactions the moment they happen

Whether you're at home, at work, or on the move, our updated Home Banking platform keeps you in control of your finances—24/7.

Mobile Banking

Banking That Moves With You

Managing your finances should be as mobile as you are. At Ripple Credit Union, we offer modern tools that help you stay connected to your money—wherever life takes you. Download the Ripple CU App from your App Store, on your smart phone today to have fast access to your account. With our mobile app, you can check balances, transfer funds, and stay on top of your finances while you're on the go.

Bill Payer

Pay all your bills from one spot and avoid the cost of postage!

Electronic Services

We offer many services to make your life easier and more convenient, such as:

​​Direct Deposit - Funds are quickly deposited to your account making them available to YOU sooner, no more waiting in line to get your check cashed!

Payroll Deduction - Have funds from your paycheck, or a portion of your paycheck deposited into other parts of your account, such as a Christmas Club or paid on a loan for faster repayment!

Automatic Withdrawals - We allow merchants and vendors to automatically withdraw payment from your account to make bill paying an easy task.

Auto Pay - Have a loan payment made from another part of your account automatically or set up payment from an account that is with another financial institution.

Calculators - Access to various calculators to determine payments for mortgage, auto, and home loans.

ATM/Debit Cards

ATM & Debit Cards: 24/7 Access, Worldwide Convenience

Enjoy round-the-clock access to your money with a Ripple Credit Union ATM/Debit Card:

  • Make purchases in stores or online

  • Withdraw cash, transfer funds, and check balances from ATMs worldwide

  • FREE to set up and no monthly fees

It’s a simple way to stay connected to your finances—anytime, anywhere.

Personal Checks

Traditional, Still Useful

Prefer to write checks? No problem. We offer personal checks for all your needs—from rent and bill payments to gifts and donations.

  • Monthly statements make it easy to track your spending

  • Or manage everything digitally through Home Banking for instant updates

E-Statements

Go Green, Stay Informed

Ditch the paper trail. With FREE e-statements, you get:

  • Secure, instant access to your monthly statements

  • Reduced clutter

  • A more eco-friendly way to bank

Cashier’s Checks

When you need guaranteed funds—for a big purchase or a secure transfer—Cashier’s Checks offer peace of mind and easy processing between financial institutions.

Money Orders

Pay bills securely without needing a checking account. Money Orders are great for sending funds with no hassle and no need to balance your account afterward.

Prepaid VISA® Gift Cards

A one-size-fits-all gift! VISA® Gift Cards are perfect for birthdays, holidays, and even travel. Convenient, versatile, and appreciated all year round.

Wire Transfers

Need to send money quickly and securely? Ripple CU offers domestic wire transfers to simplify moving funds between financial institutions.

Gift Money Envelopes

Add a personal touch to your financial gifts with our FREE gift money envelopes—available in a variety of styles for all seasons and celebrations.

Night Depositories

Busy schedule? No problem. Drop off deposits anytime using our secure night depositories at both locations—safe, easy, and available 24/7.

Notary Services

Have documents that need to be witnessed or notarized? Our notary services are FREE to members.

Financial Counseling

Everyone needs a little guidance sometimes. Whether you're budgeting, tackling debt, or saving for something big, our certified financial counseling is here to help—at no cost to members. Just call us to schedule an appointment.