Mortgages & Home Loans

Let Us Help You Achieve Your Dream

Mortgages

Home Loans That Move With You: Mortgages & Home Equity Solutions

At Ripple Credit Union, we know that buying a home—or leveraging the value of the one you already own—is one of the most important financial decisions you’ll make. Whether you’re just starting your homeownership journey or ready to tap into your home’s equity, we offer smart, flexible solutions to help you reach your goals.

First Mortgages: Your Path to Homeownership

Purchasing your first home? A First Mortgage is the foundation. Our mortgage options are designed to be approachable and affordable, helping you finance your home with confidence.

·       Competitive Rates

·       Simple Application Process

·       Guidance From Real People—not just forms and bots

Let our team walk you through the process step-by-step, so you know exactly what to expect.

Home Equity Loans

Tap Into the Value of Your Home

Already a homeowner? Put your home’s equity to work with flexible borrowing options that make sense.

Home Equity Loans: One Lump Sum, Fixed Terms

A Home Equity Loan gives you a one-time payout with a fixed interest rate and predictable monthly payments—perfect for:

·       Debt consolidation

·       Home renovations

·       Big-ticket expenses like education or medical bills

Home Equity Line of Credit (HELOC): Flexible Funds When You Need Them

A HELOC gives you access to funds as needed—like a credit card, but secured by your home. Draw funds during your draw period, and only pay interest on what you use.

·       Borrow as you go

·       Lower interest than many unsecured loans

·       Perfect for ongoing projects or unexpected costs

Ripple Credit Union can help you decide if a HELOC fits your financial goals.

Call Rachel to Make Your Homeownership dream come true!

Rachel Ziegler- Mortgage Officer
NMLS: 1908000
920-233-1140

Ripple Credit Union
NMLS:809941